An arrangement under RBI's Co-Lending Model (CLM) where banks and NBFCs jointly originate and fund priority sector loans, with the bank taking at least 80% of the loan on its books and the NBFC retaining 20%, combining NBFC's reach with bank's lower cost of funds.
Last updated: 17 May 2026
An arrangement under RBI's Co-Lending Model (CLM) where banks and NBFCs jointly originate and fund priority sector loans, with the bank taking at least 80% of the loan on its books and the NBFC retaining 20%, combining NBFC's reach with bank's lower cost of funds.
Co-Lending is significant under RBI because An arrangement under RBI's Co-Lending Model (CLM) where banks and NBFCs jointly originate and fund priority sector loans, with the bank taking at least 80% of the loan on its books and the NBFC retaining 20%, combining NBFC's reach with bank's lower cost of funds.
Co-Lending under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: An arrangement under RBI's Co-Lending Model (CLM) where banks and NBFCs jointly originate and fund priority sector loans, with the bank taking at leas...