The mandatory percentage of a bank's net demand and time liabilities (NDTL) that must be maintained as cash reserves with the Reserve Bank of India. CRR does not earn interest for banks. Used as a monetary policy tool to control liquidity.
Last updated: 17 May 2026
The mandatory percentage of a bank's net demand and time liabilities (NDTL) that must be maintained as cash reserves with the Reserve Bank of India. CRR does not earn interest for banks. Used as a monetary policy tool to control liquidity.
Cash Reserve Ratio is significant under RBI because The mandatory percentage of a bank's net demand and time liabilities (NDTL) that must be maintained as cash reserves with the Reserve Bank of India. CRR does not earn interest for banks. Used as a monetary policy tool to control liquidity.
Cash Reserve Ratio under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: The mandatory percentage of a bank's net demand and time liabilities (NDTL) that must be maintained as cash reserves with the Reserve Bank of India. C...