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RBI

Debt Restructuring

A process where lenders agree to modify terms of a loan (interest rate, tenure, repayment schedule) to help a stressed borrower avoid default. RBI frameworks include One Time Settlement (OTS), Resolution under IBC, and MSME restructuring norms.

Last updated: 17 May 2026

Frequently Asked Questions

What is Debt Restructuring?

A process where lenders agree to modify terms of a loan (interest rate, tenure, repayment schedule) to help a stressed borrower avoid default. RBI frameworks include One Time Settlement (OTS), Resolution under IBC, and MSME restructuring norms.

What is the significance of Debt Restructuring under RBI?

Debt Restructuring is significant under RBI because A process where lenders agree to modify terms of a loan (interest rate, tenure, repayment schedule) to help a stressed borrower avoid default. RBI frameworks include One Time Settlement (OTS), Resolution under IBC, and MSME restructuring norms.

Who does Debt Restructuring apply to?

Debt Restructuring under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: A process where lenders agree to modify terms of a loan (interest rate, tenure, repayment schedule) to help a stressed borrower avoid default. RBI fra...

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