RBI1 min read
Digital Lending
Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).
Last updated: 17 May 2026
Frequently Asked Questions (FAQs)🔗
Q1. What is Digital Lending in Indian corporate law?▼
Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).
Q2. Why is Digital Lending important for compliance?▼
Digital Lending is governed by the Reserve Bank of India under applicable banking and monetary policy frameworks. Understanding this concept is essential for ensuring regulatory compliance, avoiding penalties, and making informed corporate decisions in India.
Q3. Who should know about Digital Lending?▼
Digital Lending is relevant for company secretaries, compliance officers, chartered accountants, corporate lawyers, board members, and all professionals dealing with RBI regulatory matters in India.
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