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RBI

Digital Lending

Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).

Last updated: 17 May 2026

Frequently Asked Questions

What is Digital Lending?

Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).

What is the significance of Digital Lending under RBI?

Digital Lending is significant under RBI because it refers to: Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).

Who does Digital Lending apply to?

Digital Lending under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not throu...

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