RBI1 min read
Digital Lending
Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).
Last updated: 17 May 2026
Frequently Asked Questions (FAQs)🔗
Q1. What is Digital Lending in Indian corporate law?▼
Lending through digital channels and platforms. RBI's Digital Lending Guidelines 2022 require loan disbursals directly to borrower accounts (not through LSP accounts), mandatory Key Fact Statement, and regulation of Lending Service Providers (LSPs).
Q2. Why is Digital Lending important for compliance?▼
Digital Lending is governed by the Reserve Bank of India under applicable banking and monetary policy frameworks. Understanding this concept is essential for ensuring regulatory compliance, avoiding penalties, and making informed corporate decisions in India.
Q3. Who should know about Digital Lending?▼
Digital Lending is relevant for company secretaries, compliance officers, chartered accountants, corporate lawyers, board members, and all professionals dealing with RBI regulatory matters in India.
Contextual Analysis & Regulatory Updates🔗
Read our latest analysis and critical updates on corporate circulars related to RBI:
RBI WMA Report 2026: ₹67,839 Crore Limit Recommended for States
Published: 29 September 2026
RBI Deputy Governor Dr. Poonam Gupta: India Weathered Every Global Shock at Once — And Came Out Structurally Stronger
Published: 23 September 2026
RBI Standardises InvIT and REIT Unit Valuation Across Banks and AIFIs — 2026 Amendment Directions
Published: 22 September 2026