A loan or advance where principal or interest payment has remained overdue for more than 90 days (in case of term loan) or the credit facility remains out of order for 90 days (in case of cash credit/overdraft). Banks must provision for NPAs.
Last updated: 17 May 2026
A loan or advance where principal or interest payment has remained overdue for more than 90 days (in case of term loan) or the credit facility remains out of order for 90 days (in case of cash credit/overdraft). Banks must provision for NPAs.
Non-Performing Asset is significant under RBI because A loan or advance where principal or interest payment has remained overdue for more than 90 days (in case of term loan) or the credit facility remains out of order for 90 days (in case of cash credit/overdraft). Banks must provision for NPAs.
Non-Performing Asset under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: A loan or advance where principal or interest payment has remained overdue for more than 90 days (in case of term loan) or the credit facility remains...