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RBI

Priority Sector Lending

RBI directive requiring banks to lend a specified proportion of Adjusted Net Bank Credit (ANBC) to priority sectors: agriculture (18%), MSMEs, export credit, education, housing, social infrastructure, and renewable energy. Total PSL target: 40% for domestic banks.

Last updated: 17 May 2026

Frequently Asked Questions

What is Priority Sector Lending?

RBI directive requiring banks to lend a specified proportion of Adjusted Net Bank Credit (ANBC) to priority sectors: agriculture (18%), MSMEs, export credit, education, housing, social infrastructure, and renewable energy. Total PSL target: 40% for domestic banks.

What is the significance of Priority Sector Lending under RBI?

Priority Sector Lending is significant under RBI because it refers to: RBI directive requiring banks to lend a specified proportion of Adjusted Net Bank Credit (ANBC) to priority sectors: agriculture (18%), MSMEs, export credit, education, housing, social infrastructure, and renewable energy. Total PSL target: 40% for domestic banks.

Who does Priority Sector Lending apply to?

Priority Sector Lending under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: RBI directive requiring banks to lend a specified proportion of Adjusted Net Bank Credit (ANBC) to priority sectors: agriculture (18%), MSMEs, export ...

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