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RBI

Statutory Liquidity Ratio

The minimum percentage of net demand and time liabilities (NDTL) that banks must maintain in liquid assets (gold, government securities, and RBI-approved securities) under Section 24 of the Banking Regulation Act, 1949.

Last updated: 17 May 2026

Frequently Asked Questions

What is Statutory Liquidity Ratio?

The minimum percentage of net demand and time liabilities (NDTL) that banks must maintain in liquid assets (gold, government securities, and RBI-approved securities) under Section 24 of the Banking Regulation Act, 1949.

What is the significance of Statutory Liquidity Ratio under RBI?

Statutory Liquidity Ratio is significant under RBI because The minimum percentage of net demand and time liabilities (NDTL) that banks must maintain in liquid assets (gold, government securities, and RBI-approved securities) under Section 24 of the Banking Regulation Act, 1949.

Who does Statutory Liquidity Ratio apply to?

Statutory Liquidity Ratio under RBI applies to companies, professionals, and individuals involved in RBI-related compliance and regulatory matters in India. Specifically: The minimum percentage of net demand and time liabilities (NDTL) that banks must maintain in liquid assets (gold, government securities, and RBI-appro...

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