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RBI invites comments on the Draft “Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026”
RBI Issues Draft Interest Rates on Loans and Advances Directions, 2026 for Public Comments
RBI's draft Interest Rates on Loans and Advances Directions, 2026 would replace six separate RE-specific circulars with one harmonised rulebook covering fixed and floating rate loans for banks, NBFCs, AIFIs and co-op banks. Comments due Sep 11, 2026.
RBI invites comments on the Draft “Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026”
13 August 202625 min
RBI Issues Amendment Directions on ‘Conduct of Regulated Entities in Recovery of Loans and Engagement of Recovery Agents’
MandatoryRBI Issues Amendment Directions on Recovery of Loan Dues and Engagement of Recovery Agents, 2026
RBI has issued final Amendment Directions effective January 1, 2027 for banks, NBFCs, HFCs, AIFIs and co-operative banks, mandating a written recovery policy, IIBF-certified recovery agents, mandatory call recording, borrower disclosures, and strict rules for locking financed mobile devices.
RBI Issues Amendment Directions on ‘Conduct of Regulated Entities in Recovery of Loans and Engagement of Recovery Agents’
7 August 2026Eff. 1 January 202716 min
RBI issues Final Amendment Directions on Lending to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs)
MandatoryRBI Finalises Bank Lending Framework for REITs and InvITs
RBI has issued final directions for bank lending to REITs and InvITs, effective October 1, 2026, setting eligibility, exposure, security, repayment and transition rules for banks, SFBs and AIFIs.
RBI issues Final Amendment Directions on Lending to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs)
11 June 2026Eff. 1 October 202627 min