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Latest RBI Circulars & Notifications for Banks (2026)
Latest RBI Circulars for banks and NBFCs are statutory directives issued by the Reserve Bank of India under the Banking Regulation Act, 1949 and RBI Act, 1934. They govern banking compliance, credit policy, monetary regulations, FEMA foreign exchange guidelines, and digital payment frameworks. This real-time repository tracks all latest RBI circulars, new notifications today, Master Directions, and regulatory announcements for Scheduled Commercial Banks and financial institutions in India.
72 updates · Last updated 28 October 2026 · We publish here whenever a new notification is issued · Reserve Bank of India Official Site ↗
Key Focus:Commercial BanksNBFC DirectivesMaster DirectionsKYC & AML NormsDigital Lending
All RBI Regulatory Updates and Circulars
Cassette - Swaps in ATMs
RBI Allows Banks to Delegate ATM Cassette Swap Monitoring to a Committee of Executives
RBI circular RBI/2026-27/273 of 1 October 2026 lets a bank's Board delegate monitoring of ATM cassette swap implementation to a Committee of Executives. It partially modifies para 3 of the 31 March 2022 circular.
Cassette - Swaps in ATMs
1 October 2026Eff. 1 October 20268 min
Consolidation/ Review of instructions issued on currency management matters – Withdrawal of Circulars/ Guidelines
RBI Withdraws 268 Currency Management Circulars (October 2026): What Banks Need to Know
RBI circular RBI/2026-27/274 of 1 October 2026 withdraws 268 currency management circulars issued between 1976 and 2025. The Annex covers circulars consolidated into Master Directions and others that have become obsolete or redundant.
Consolidation/ Review of instructions issued on currency management matters – Withdrawal of Circulars/ Guidelines
1 October 2026Eff. 1 October 202633 min
Master Circular - Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
RBI Master Circular on Credit Facilities to SCs and STs (October 2026): What Banks Must Do
RBI's Master Circular of 1 October 2026 consolidates 21 circulars (1978–2013) on bank credit to Scheduled Castes and Scheduled Tribes. It covers credit planning, branch-level conduct, DRI and CEGSSC, monitoring and reporting.
Master Circular - Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
1 October 2026Eff. 1 October 202622 min
Report of the Advisory Committee on Ways and Means Advances to State Governments
RBI WMA Report 2026: ₹67,839 Crore Limit Recommended for States
RBI’s September 2026 WMA Committee report recommends raising the aggregate state WMA limit from ₹61,008 crore to ₹67,839 crore, changing the calculation base to adjusted revenue receipts and revising SDF, OD and CSF/GRF provisions.
Report of the Advisory Committee on Ways and Means Advances to State Governments
29 September 202621 min
The Indian Economy in an Ever More Volatile and Complex World - Special Address by Dr. Poonam Gupta, Deputy Governor
RBI Deputy Governor Dr. Poonam Gupta: India Weathered Every Global Shock at Once — And Came Out Structurally Stronger
RBI Deputy Governor Dr. Poonam Gupta told SBI's Sept 23, 2026 Banking & Economics Conclave that India absorbed tariff, oil, El Niño and AI-outflow shocks simultaneously yet posted 7.8% growth, while the rupee has depreciated 13.1% since March 2025.
The Indian Economy in an Ever More Volatile and Complex World - Special Address by Dr. Poonam Gupta, Deputy Governor
23 September 202610 min
Reserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026
RBI Standardises InvIT and REIT Unit Valuation Across Banks and AIFIs — 2026 Amendment Directions
RBI has issued five Amendment Directions, effective September 22, 2026, inserting identical valuation rules for InvIT and REIT units held by specified Banks and FI, including a ₹1 fallback for undisclosed-NAV or infrequently traded units.
Reserve Bank of India (All India Financial Institutions - Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026
22 September 2026Eff. 22 September 202614 min
RBI issues Directions on Minimum Capital Requirements for Market Risk under Basel III for Commercial Banks
MandatoryRBI Market Risk Capital Directions 2026: Complete Guide, Key Changes & Compliance
On September 21, 2026, RBI issued the Reserve Bank of India (Commercial Banks – Minimum Capital Requirements for Market Risk) Directions, 2026 (Ref: RBI/DOR/2026-27/472), replacing Section D of the 2025 Capital Adequacy Directions from April 1, 2027. This guide covers the Simplified Standardised Approach (SSA), internal model approvals, GIRR, equity risk, forex risk, and bank compliance timelines.
RBI issues Directions on Minimum Capital Requirements for Market Risk under Basel III for Commercial Banks
21 September 2026Eff. 1 April 202732 min
Reserve Bank of India
RBI Extends NRI/PIO Certified-Copy KYC Facility to FPIs Across All Bank Categories
RBI has issued six parallel Amendment Directions, 2026 — covering Commercial, Small Finance, Local Area, Regional Rural, Urban Co-operative and Rural Co-operative Banks — extending the alternative certified-copy KYC verification route, so far available only to NRIs and PIOs, to Foreign Portfolio Investors as well. Effective immediately from 18 September 2026.
Reserve Bank of India
18 September 2026Eff. 18 September 202613 min
RBI invites comments on the Draft “Reserve Bank of India (Know Your Customer) Amendment Directions, 2026”
MandatoryRBI's Draft SOP on Money Mule Accounts: 60-Day Debit Hold Framework Explained
RBI's draft KYC Amendment Directions propose a Supreme Court-mandated SOP requiring banks to place temporary debit holds (up to 60 days) on suspected money-mule accounts, with comments due October 2, 2026.
RBI invites comments on the Draft “Reserve Bank of India (Know Your Customer) Amendment Directions, 2026”
12 September 202614 min
Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026
RBI Priority Sector Lending Third Amendment Directions, 2026: FCNR(B) and NRE Exemption Cut-Off Date Changed
RBI has amended the Priority Sector Lending Directions, 2025 by changing the cut-off date for specified FCNR(B) and NRE deposit-backed advances excluded from ANBC from September 30, 2026 to August 31, 2026.
Reserve Bank of India (Priority Sector Lending – Targets and Classification) Third Amendment Directions, 2026
11 September 2026Eff. 11 September 202611 min
Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Second Amendment Directions, 2026
RBI Second Amendment Directions 2026: New CRR/SLR Rules for Scheduled Local Area Banks
RBI's September 11, 2026 Second Amendment Directions insert scheduled-bank CRR/SLR provisions into the Local Area Banks Directions, 2025, triggered by Coastal Local Area Bank's inclusion in the Second Schedule to the RBI Act.
Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Second Amendment Directions, 2026
11 September 2026Eff. 11 September 202613 min
Shaping the Next Decade of Finance – Technology, Trust and Innovation
RBI Governor Malhotra at GFF 2026: Second Fintech SRO Recognised, Corporate Bond Tokenisation Launched with SEBI
RBI Governor Sanjay Malhotra's GFF 2026 keynote announced United FinTech Forum as the second fintech SRO and launched corporate bond tokenisation with CBDC settlement, alongside AI governance and trust-framework signals.
Shaping the Next Decade of Finance – Technology, Trust and Innovation
10 September 202613 minStatutory Intelligence
View Historical Repo Rate Tracker →Key RBI Policy Rates & Benchmarks (Monetary Policy)
Current benchmark interest rates and statutory reserve ratios prescribed by the Reserve Bank of India Monetary Policy Committee (MPC) governing commercial banks and credit institutions in India.
Policy Repo Rate6.50%
Standing Deposit (SDF)6.25%
MSF / Bank Rate6.75%
Cash Reserve (CRR)4.50%
Statutory Liquidity (SLR)18.00%
Banking Directives Focus:Commercial BanksNBFC GuidelinesMaster DirectionsKYC & AML NormsDigital Lending GuidelinesFEMA Cross-Border Norms
Latest RBI Circulars & Notifications
Latest update: 28 October 2026
Regulatory Intelligence
RBI Compliance & Regulatory FAQs
Essential compliance answers for Company Secretaries, Chartered Accountants, and corporate legal teams.
Q.Where can compliance officers find the latest RBI circulars for banks and NBFCs?
Official RBI circulars, notifications, and Master Directions are issued on rbi.org.in across the Banking Operations, Non-Banking, and Financial Markets departments. CorpLawUpdates tracks and summarizes new circulars with direct gazette citations and official PDF download links for compliance professionals.
Q.What is the difference between an RBI circular and a Master Direction?
An RBI circular announces a specific operational instruction, regulatory policy change, or statutory reporting deadline. Master Directions consolidate all existing instructions on a specific regulatory area (e.g., KYC Directions, NBFC Scale-Based Regulations, FEMA, Digital Payments) into an ongoing running compendium updated dynamically whenever amendments occur.
Q.Are RBI circulars binding on all banks and NBFCs in India?
Yes. RBI directives issued under the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934 are mandatory statutory directions. Non-compliance attracts supervisory enforcement, monetary penalties under Section 47A, or administrative restrictions under the Prompt Corrective Action (PCA) framework.
Q.How often does the Reserve Bank of India issue new circulars and notifications?
The RBI issues new circulars and regulatory notifications on an ongoing daily basis as policy updates, monetary decisions, or statutory clarifications arise. Major policy revisions often follow bi-monthly Monetary Policy Committee (MPC) meetings and annual Master Direction consolidations.
Q.What key compliance areas are governed by recent RBI circulars in 2026?
Recent RBI circulars prioritize Digital Lending Guidelines, Default Loss Guarantee (DLG) arrangements, Cyber Security Resilience frameworks, Master Directions on KYC/AML, Scale-Based Regulation (SBR) for NBFCs, Green Finance taxonomy, and Project Finance prudential norms.
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About Reserve Bank of India (RBI) — Regulatory Guide
Stay updated with the latest RBI circulars today, including RBI notifications India, orders, consultation papers and regulatory changes issued by Reserve Bank of India.
- ✓RBI issues latest circulars, Master Directions, notifications today, and press releases.
- ✓Mandatory for all Scheduled Commercial Banks, Small Finance Banks, Cooperative Banks, and NBFCs.
- ✓Covers key compliance domains including KYC/AML norms, digital lending guidelines, CRR/SLR policy rates, and cyber security frameworks.
- ✓FEMA notifications on FDI, ODI, and cross-border remittances are administered under RBI regulatory purview.
Our platform provides simplified, sourced summaries of all RBI updates in Indiato help Company Secretaries, Chartered Accountants (CA), Cost Accountants (CMA), CS/CA/CMA students, legal enthusiasts, corporate lawyers, and compliance teams track RBI circular and notification updates in real time.
Official Source: https://www.rbi.org.in