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Latest RBI Circulars & Notifications for Banks (2026)
Latest RBI Circulars for banks and NBFCs are statutory directives issued by the Reserve Bank of India under the Banking Regulation Act, 1949 and RBI Act, 1934. They govern banking compliance, credit policy, monetary regulations, FEMA foreign exchange guidelines, and digital payment frameworks. This real-time repository tracks all latest RBI circulars, new notifications today, Master Directions, and regulatory announcements for Scheduled Commercial Banks and financial institutions in India.
72 updates · Last updated 28 October 2026 · We publish here whenever a new notification is issued · Reserve Bank of India Official Site ↗
Key Focus:Commercial BanksNBFC DirectivesMaster DirectionsKYC & AML NormsDigital Lending
All RBI Regulatory Updates and Circulars
RBI OFFICIAL GAZETTE BRIEFReserve Bank of India
RBI
Government Approves Strategic Sale of IDBI Bank to Fairfax (CCEA): 60.72% Stake for ₹52,878 Crore
CCEA has approved the sale of the government's 30.48% and LIC's 30.24% stakes in IDBI Bank to Fairfax Financial Holdings' 10955230 Canada Inc at ₹81 per share — ₹52,878.08 crore in total. GoI retains 15%, LIC 19%; completion awaits RBI fit-and-proper clearance.
15 October 20265 min
Risk Management and Inter-Bank Dealings
MandatoryRBI Circular 27: INR NDDCs for Non-Residents Only for Hedging, and 20% FERR on Banks' Own Hedges (October 2026)
RBI's 12 Oct 2026 Circular 27 limits INR non-deliverable derivatives for non-residents to hedging and requires Authorised Dealers to keep a 20% cash FERR on contracts hedging their own assets and liabilities.
Risk Management and Inter-Bank Dealings
13 October 2026Eff. 12 October 202610 min
RBI announces special window for Public Sector Oil Marketing Companies to meet dollar requirements
RBI Special Dollar Window for IOC, HPCL and BPCL: What It Means From 12 October 2026
RBI will sell US dollars through designated banks to meet the entire daily dollar needs of Indian Oil, HPCL and BPCL from 12 October 2026, until further notice.
RBI announces special window for Public Sector Oil Marketing Companies to meet dollar requirements
10 October 2026Eff. 12 October 20267 min
Section 42(1) of the Reserve Bank of India Act, 1934 - Change in Daily Minimum Cash Reserve Maintenance Requirement
RBI Raises Daily Minimum CRR Maintenance from 90% to 99% Effective October 16, 2026
RBI circular RBI/2026-27/290 dated October 9, 2026 raises the daily minimum CRR maintenance for scheduled banks from 90% to 99% of the required CRR, effective from the fortnight beginning October 16, 2026.
Section 42(1) of the Reserve Bank of India Act, 1934 - Change in Daily Minimum Cash Reserve Maintenance Requirement
9 October 2026Eff. 16 October 202612 min
RBI issues Directions on 'Credit Valuation Adjustment (CVA) Framework’
MandatoryRBI Credit Valuation Adjustment (CVA) Framework Directions 2026: BA-CVA, Alternate Treatment and Risk Weights
RBI's CVA Framework Directions apply from 1 April 2027. See who can use the ₹10 lakh crore alternate treatment, BA-CVA formulas, Table 1 risk weights, hedge rules and disclosures.
RBI issues Directions on 'Credit Valuation Adjustment (CVA) Framework’
8 October 2026Eff. 1 April 202716 min
RBI issues Amendment Directions on 'Standardised Approach for Counterparty Credit Risk (SA-CCR)’
MandatoryRBI SA-CCR Amendment Directions 2026: Counterparty Credit Risk Capital Rules from 1 April 2027
RBI's final SA-CCR Amendment Directions apply from 1 April 2027. See who must use SA-CCR, the exposure formula, CCP risk weights, MPOR floors and Pillar 3 disclosures.
RBI issues Amendment Directions on 'Standardised Approach for Counterparty Credit Risk (SA-CCR)’
8 October 2026Eff. 1 April 202717 minRBI OFFICIAL GAZETTE BRIEFReserve Bank of India
Reserve Bank of India
RBI Aligns QCCP Clearing Member Risk Weight Rules Across Banks and AIFIs: October 2026 Capital Adequacy Amendments
On 7 October 2026, RBI amended the 2025 capital adequacy Directions for Commercial Banks, Small Finance Banks, Payments Banks and AIFIs, replacing the QCCP clearing-member risk weight provision. Commercial Banks also get revised incurred CVA loss rules.
Reserve Bank of India
7 October 202612 min
Monetary Policy Statement, 2026-27 Resolution of the Monetary Policy Committee October 5 to 7, 2026
MandatoryRBI Hikes Repo Rate by 25 bps to 5.50%: Effective Date, Policy Corridor & MPC October 2026 Analysis
RBI's MPC raised the repo rate 25 bps to 5.50% effective 7 October 2026 and adopted a calibrated tightening stance. Check the full rate matrix (SDF 5.25%, MSF 5.75%), EMI reset impact & next Dec MPC dates.
Monetary Policy Statement, 2026-27 Resolution of the Monetary Policy Committee October 5 to 7, 2026
7 October 2026Eff. 7 October 202628 min
Non-Resident Deposits - Comprehensive Single Return (NRD-CSR)(R012): Submission under CIMS Sankalan Portal
RBI NRD-CSR (R012) Return on CIMS Sankalan: Channels, Due Date and Supersession of 2013 Circular
RBI A.P. (DIR Series) Circular No. 24 of 1 October 2026 sets out monthly NRD-CSR (R012) submission on the CIMS Sankalan portal, due by the 10th of the following month, and supersedes Circular No. 19 of 2013.
Non-Resident Deposits - Comprehensive Single Return (NRD-CSR)(R012): Submission under CIMS Sankalan Portal
2 October 202612 min
Online submission of Form A2: Removal of limits on amount of remittance
RBI Allows Board Committee or Management Committee to Approve Form A2 Remittance Guidelines
RBI A.P. (DIR Series) Circular No. 23 of 1 October 2026 lets Authorised Dealers have Form A2 internal guidelines approved by the Board or a delegated Board or Management Committee. It modifies para 3 of Circular No. 12 of 2024.
Online submission of Form A2: Removal of limits on amount of remittance
2 October 202610 min
Master Direction on Note Sorting Machines
RBI Master Direction on Note Sorting Machines (October 2026): Fitness Limits, Quarterly Testing and the 30 June 2027 Phase-Out
RBI Master Direction RBI/DCM/2026-27/473 of 2 October 2026 consolidates note sorting machine rules: fitness parameters, quarterly testing, BIS-certified procurement and a 30 June 2027 phase-out of discontinued models.
Master Direction on Note Sorting Machines
2 October 2026Eff. 2 October 202624 min
RBI issues Amendment Directions on ‘Simplified approval process for subsequent acquisitions of major shareholding in a banking company by mutual funds, insurance companies and pension funds’
RBI One-Time Approval for Major Shareholding in Banks: Mutual Funds, Insurers and Pension Funds Get a Re-Entry Route (October 2026)
On 1 October 2026 the RBI issued four Amendment Directions letting it grant one-time approval to mutual funds, insurers and pension funds for subsequent acquisitions of major shareholding of up to 10% in commercial, small finance, payments and local area banks.
RBI issues Amendment Directions on ‘Simplified approval process for subsequent acquisitions of major shareholding in a banking company by mutual funds, insurance companies and pension funds’
1 October 2026Eff. 1 October 202620 minStatutory Intelligence
View Historical Repo Rate Tracker →Key RBI Policy Rates & Benchmarks (Monetary Policy)
Current benchmark interest rates and statutory reserve ratios prescribed by the Reserve Bank of India Monetary Policy Committee (MPC) governing commercial banks and credit institutions in India.
Policy Repo Rate6.50%
Standing Deposit (SDF)6.25%
MSF / Bank Rate6.75%
Cash Reserve (CRR)4.50%
Statutory Liquidity (SLR)18.00%
Banking Directives Focus:Commercial BanksNBFC GuidelinesMaster DirectionsKYC & AML NormsDigital Lending GuidelinesFEMA Cross-Border Norms
Latest RBI Circulars & Notifications
Latest update: 28 October 2026
Regulatory Intelligence
RBI Compliance & Regulatory FAQs
Essential compliance answers for Company Secretaries, Chartered Accountants, and corporate legal teams.
Q.Where can compliance officers find the latest RBI circulars for banks and NBFCs?
Official RBI circulars, notifications, and Master Directions are issued on rbi.org.in across the Banking Operations, Non-Banking, and Financial Markets departments. CorpLawUpdates tracks and summarizes new circulars with direct gazette citations and official PDF download links for compliance professionals.
Q.What is the difference between an RBI circular and a Master Direction?
An RBI circular announces a specific operational instruction, regulatory policy change, or statutory reporting deadline. Master Directions consolidate all existing instructions on a specific regulatory area (e.g., KYC Directions, NBFC Scale-Based Regulations, FEMA, Digital Payments) into an ongoing running compendium updated dynamically whenever amendments occur.
Q.Are RBI circulars binding on all banks and NBFCs in India?
Yes. RBI directives issued under the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934 are mandatory statutory directions. Non-compliance attracts supervisory enforcement, monetary penalties under Section 47A, or administrative restrictions under the Prompt Corrective Action (PCA) framework.
Q.How often does the Reserve Bank of India issue new circulars and notifications?
The RBI issues new circulars and regulatory notifications on an ongoing daily basis as policy updates, monetary decisions, or statutory clarifications arise. Major policy revisions often follow bi-monthly Monetary Policy Committee (MPC) meetings and annual Master Direction consolidations.
Q.What key compliance areas are governed by recent RBI circulars in 2026?
Recent RBI circulars prioritize Digital Lending Guidelines, Default Loss Guarantee (DLG) arrangements, Cyber Security Resilience frameworks, Master Directions on KYC/AML, Scale-Based Regulation (SBR) for NBFCs, Green Finance taxonomy, and Project Finance prudential norms.
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About Reserve Bank of India (RBI) — Regulatory Guide
Stay updated with the latest RBI circulars today, including RBI notifications India, orders, consultation papers and regulatory changes issued by Reserve Bank of India.
- ✓RBI issues latest circulars, Master Directions, notifications today, and press releases.
- ✓Mandatory for all Scheduled Commercial Banks, Small Finance Banks, Cooperative Banks, and NBFCs.
- ✓Covers key compliance domains including KYC/AML norms, digital lending guidelines, CRR/SLR policy rates, and cyber security frameworks.
- ✓FEMA notifications on FDI, ODI, and cross-border remittances are administered under RBI regulatory purview.
Our platform provides simplified, sourced summaries of all RBI updates in Indiato help Company Secretaries, Chartered Accountants (CA), Cost Accountants (CMA), CS/CA/CMA students, legal enthusiasts, corporate lawyers, and compliance teams track RBI circular and notification updates in real time.
Official Source: https://www.rbi.org.in