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Latest RBI Circulars & Notifications for Banks (2026)
Latest RBI Circulars for banks and NBFCs are statutory directives issued by the Reserve Bank of India under the Banking Regulation Act, 1949 and RBI Act, 1934. They govern banking compliance, credit policy, monetary regulations, FEMA foreign exchange guidelines, and digital payment frameworks. This real-time repository tracks all latest RBI circulars, new notifications today, Master Directions, and regulatory announcements for Scheduled Commercial Banks and financial institutions in India.
72 updates · Last updated 28 October 2026 · We publish here whenever a new notification is issued · Reserve Bank of India Official Site ↗
Key Focus:Commercial BanksNBFC DirectivesMaster DirectionsKYC & AML NormsDigital Lending
All RBI Regulatory Updates and Circulars
RBI Press Release 2026-2027/1397 (official rbi.org.in)
RBI Extends 35A Directions on Sonpeth Nagari Sahakari Bank Till 30 January 2027
RBI has extended its Section 35A directions on Sonpeth Nagari Sahakari Bank, Parbhani, by three months — restrictions now run to 30 January 2027, subject to review.
RBI Press Release 2026-2027/1397 (official rbi.org.in)
28 October 2026Eff. 30 October 202610 min
A.P. (DIR Series) Circular No. 28/2026-27 (23 Oct 2026) — rbi.org.in (official; full text read and verified)
RBI Delegates FEMA Compounding to Regional Offices: ODI, Borrowing & Guarantee Cases Move Out of Central Office from 23 October 2026
RBI's Circular No. 28/2026-27 delegates FEMA compounding for overseas investment, borrowing/lending and guarantee contraventions to 8 Regional Offices from 23 Oct 2026.
A.P. (DIR Series) Circular No. 28/2026-27 (23 Oct 2026) — rbi.org.in (official; full text read and verified)
23 October 202610 min
RBI Eleventh Amendment Directions, 2026 (RBI/2026-27/297) — rbi.org.in (official)
MandatoryRBI Finalises Leverage Ratio 2017 Standard: Eleventh Amendment Directions, 2026 Effective 1 April 2027
RBI's Eleventh Amendment Directions, 2026 finalise the Basel leverage-ratio standard from 1 April 2027: 4% for D-SIBs, 3.5% for other banks, G-SIB-branch buffer.
RBI Eleventh Amendment Directions, 2026 (RBI/2026-27/297) — rbi.org.in (official)
23 October 202610 min
RBI Second Amendment Directions, 2026 (RBI/2026-27/299) — rbi.org.in (official)
MandatoryRBI Issues Second Amendment Directions, 2026: Basel III Standardised Approach for Operational Risk Capital from 1 April 2027
RBI's Second Amendment Directions, 2026 fix 1 April 2027 for the Basel III Standardised Approach to operational-risk capital — BI mapping, ILM formula, loss-data transition.
RBI Second Amendment Directions, 2026 (RBI/2026-27/299) — rbi.org.in (official)
23 October 202611 min
RBI Press Release 2026-2027/1367
RBI Extends Section 35A Directions on Suri Friends' Union Co-operative Bank: ₹50,000 Withdrawal Cap Till 22 January 2027
RBI has extended its Section 35A directions over The Suri Friends' Union Co-operative Bank, Suri (West Bengal) by three months to 22 January 2027. The ₹50,000 per-depositor withdrawal cap and all other terms stay unchanged.
RBI Press Release 2026-2027/1367
22 October 20269 min
RBI Official Press Release 2026-2027/1362 — Directions under Section 35A/56, Puducherry Co-operative Urban Bank Ltd
RBI Restricts Puducherry Co-operative Urban Bank: Withdrawals Capped at ₹5,000 for 6 Months — What Depositors Must Do
RBI has barred Puducherry Co-operative Urban Bank from fresh lending and capped depositor withdrawals at ₹5,000 for six months from 21 Oct 2026 under Section 35A directions. What depositors must do.
RBI Official Press Release 2026-2027/1362 — Directions under Section 35A/56, Puducherry Co-operative Urban Bank Ltd
22 October 202611 min
RBI Official Press Release 2026-2027/1361 — Minutes of the Monetary Policy Committee Meeting, October 5 to 7, 2026
MandatoryRBI MPC Minutes October 2026: Repo Rate at 5.50%, Rate Cuts 'Off the Table' — What the Minutes Reveal, Who Voted What, and What's Next
RBI's 21 Oct minutes show a unanimous 6-0 vote to hike the repo rate to 5.50% — the first hike since Feb 2023 — and a 4-2 vote shifting stance to 'calibrated tightening', putting rate cuts off the table.
RBI Official Press Release 2026-2027/1361 — Minutes of the Monetary Policy Committee Meeting, October 5 to 7, 2026
22 October 202615 min
RBI Official Notifications
RBI Removes 0.25% Net-Worth Cap on Non-Option Rupee Derivatives for Banks
RBI has deleted paragraph 37 of the Miscellaneous Directions, 2025 for commercial banks (RBI/2026-27/294) and small finance banks (RBI/2026-27/295), removing the 0.25%-of-net-worth cap on gross PV01 of non-option rupee derivative contracts. Effective 19 October 2026.
RBI Official Notifications
19 October 2026Eff. 19 October 20268 min
PIB Press Release — Clarification on Legislative Developments concerning Government's shareholding in IDBI (Ministry of Finance, Release ID 2324612)
MandatoryNo Legal Bar on IDBI Bank Stake Sale: Finance Ministry Cites 2018 Delhi HC Ruling
Finance Ministry's 17 Oct 2026 PIB clarification says no legal bar on reducing the Centre's IDBI Bank stake — the 2003 dilution-restriction amendment was rejected by Parliament, and the Delhi HC's 17 Dec 2018 judgment upheld the Government's right to dilute.
PIB Press Release — Clarification on Legislative Developments concerning Government's shareholding in IDBI (Ministry of Finance, Release ID 2324612)
17 October 202613 min
RBI Press Release 2026-2027/1342 — Scheme of Amalgamation (official)
MandatoryRBI Sanctions Emirates NBD India Branches' Amalgamation with RBL Bank from 1 December 2026
RBI sanctioned the amalgamation of Emirates NBD's Indian branches with RBL Bank under s.44A(4) of the Banking Regulation Act — effective 1 Dec 2026, all three branches become RBL Bank branches.
RBI Press Release 2026-2027/1342 — Scheme of Amalgamation (official)
17 October 2026Eff. 1 December 20266 min
REC Ltd — Intimation of RBI No Objection Certificate (BSE Reg 30 filing, 15 Oct 2026)
MandatoryRBI Grants No Objection Certificate for REC Limited–PFC Merger: What the 15 October Clearance Means
RBI granted a conditional NoC on 15 Oct 2026 for REC Ltd's merger into Power Finance Corporation under Sections 230–232. Shareholder, creditor and NCLT approvals are still pending.
REC Ltd — Intimation of RBI No Objection Certificate (BSE Reg 30 filing, 15 Oct 2026)
16 October 202610 min
RBI
RBI clarifies the 20% Foreign Exchange Risk Reserve: 22 FAQs answered
On 15 October 2026, the RBI issued FAQs clarifying which rupee derivative contracts attract the 20% Foreign Exchange Risk Reserve introduced on 10-12 October — the five-condition scope test, the capital-account carve-out, computation and daily CIMS reporting.
15 October 20267 minStatutory Intelligence
View Historical Repo Rate Tracker →Key RBI Policy Rates & Benchmarks (Monetary Policy)
Current benchmark interest rates and statutory reserve ratios prescribed by the Reserve Bank of India Monetary Policy Committee (MPC) governing commercial banks and credit institutions in India.
Policy Repo Rate6.50%
Standing Deposit (SDF)6.25%
MSF / Bank Rate6.75%
Cash Reserve (CRR)4.50%
Statutory Liquidity (SLR)18.00%
Banking Directives Focus:Commercial BanksNBFC GuidelinesMaster DirectionsKYC & AML NormsDigital Lending GuidelinesFEMA Cross-Border Norms
Latest RBI Circulars & Notifications
Latest update: 28 October 2026
Regulatory Intelligence
RBI Compliance & Regulatory FAQs
Essential compliance answers for Company Secretaries, Chartered Accountants, and corporate legal teams.
Q.Where can compliance officers find the latest RBI circulars for banks and NBFCs?
Official RBI circulars, notifications, and Master Directions are issued on rbi.org.in across the Banking Operations, Non-Banking, and Financial Markets departments. CorpLawUpdates tracks and summarizes new circulars with direct gazette citations and official PDF download links for compliance professionals.
Q.What is the difference between an RBI circular and a Master Direction?
An RBI circular announces a specific operational instruction, regulatory policy change, or statutory reporting deadline. Master Directions consolidate all existing instructions on a specific regulatory area (e.g., KYC Directions, NBFC Scale-Based Regulations, FEMA, Digital Payments) into an ongoing running compendium updated dynamically whenever amendments occur.
Q.Are RBI circulars binding on all banks and NBFCs in India?
Yes. RBI directives issued under the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934 are mandatory statutory directions. Non-compliance attracts supervisory enforcement, monetary penalties under Section 47A, or administrative restrictions under the Prompt Corrective Action (PCA) framework.
Q.How often does the Reserve Bank of India issue new circulars and notifications?
The RBI issues new circulars and regulatory notifications on an ongoing daily basis as policy updates, monetary decisions, or statutory clarifications arise. Major policy revisions often follow bi-monthly Monetary Policy Committee (MPC) meetings and annual Master Direction consolidations.
Q.What key compliance areas are governed by recent RBI circulars in 2026?
Recent RBI circulars prioritize Digital Lending Guidelines, Default Loss Guarantee (DLG) arrangements, Cyber Security Resilience frameworks, Master Directions on KYC/AML, Scale-Based Regulation (SBR) for NBFCs, Green Finance taxonomy, and Project Finance prudential norms.
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About Reserve Bank of India (RBI) — Regulatory Guide
Stay updated with the latest RBI circulars today, including RBI notifications India, orders, consultation papers and regulatory changes issued by Reserve Bank of India.
- ✓RBI issues latest circulars, Master Directions, notifications today, and press releases.
- ✓Mandatory for all Scheduled Commercial Banks, Small Finance Banks, Cooperative Banks, and NBFCs.
- ✓Covers key compliance domains including KYC/AML norms, digital lending guidelines, CRR/SLR policy rates, and cyber security frameworks.
- ✓FEMA notifications on FDI, ODI, and cross-border remittances are administered under RBI regulatory purview.
Our platform provides simplified, sourced summaries of all RBI updates in Indiato help Company Secretaries, Chartered Accountants (CA), Cost Accountants (CMA), CS/CA/CMA students, legal enthusiasts, corporate lawyers, and compliance teams track RBI circular and notification updates in real time.
Official Source: https://www.rbi.org.in