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Latest RBI Circulars & Notifications for Banks (2026)
Latest RBI Circulars for banks and NBFCs are statutory directives issued by the Reserve Bank of India under the Banking Regulation Act, 1949 and RBI Act, 1934. They govern banking compliance, credit policy, monetary regulations, FEMA foreign exchange guidelines, and digital payment frameworks. This real-time repository tracks all latest RBI circulars, new notifications today, Master Directions, and regulatory announcements for Scheduled Commercial Banks and financial institutions in India.
72 updates · Last updated 28 October 2026 · We publish here whenever a new notification is issued · Reserve Bank of India Official Site ↗
Key Focus:Commercial BanksNBFC DirectivesMaster DirectionsKYC & AML NormsDigital Lending
All RBI Regulatory Updates and Circulars
RBI
MandatoryRBI Issues Amendment Directions on Interest Rate on Deposits Across Six Bank Categories 2026
RBI's July 30, 2026 Amendment Directions tighten bulk-deposit rate disclosure timing (by 10:10 am daily) and mandate uniform pricing across branches for Commercial, Small Finance, RRB, Payments, Local Area and Urban Co-operative Banks. Effective October 1, 2026.
31 July 2026Eff. 1 October 20269 min
RBI issues Draft (Securitisation Transactions) Amendment Directions
RBI Draft Securitisation Amendment Directions 2026 - Demat SNs, Rs.1 Cr Ticket
RBI's draft Securitisation Transactions Amendment Directions, 2026 amend the 2025 Directions for Commercial Banks, Small Finance Banks, NBFCs and All India FIs, mandating dematerialised securitisation notes with a Rs.1 crore minimum ticket size. Comments due August 27, 2026.
RBI issues Draft (Securitisation Transactions) Amendment Directions
28 July 2026Eff. 1 October 202613 min
RBI Issues Amendment Directions on ‘Matters to be placed before the Boards of the Banks’
MandatoryRBI Overhauls "Matters to be Placed Before the Board" Framework for Banks — Governance Amendment Directions 2026
RBI issued Governance Amendment Directions (July 14, 2026) for Commercial, Small Finance, Payments and Local Area Banks, replacing the "seven broad themes" with principle-based guidance and detailed Appendix lists of matters for Board approval/review/delegation, effective October 1, 2026.
RBI Issues Amendment Directions on ‘Matters to be placed before the Boards of the Banks’
15 July 2026Eff. 1 October 202610 min
RBI invites public comments on the draft “Reserve Bank of India (Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026”
MandatoryRBI Proposes One-Time Approval for Mutual Funds, Insurers, Pension Funds Re-Acquiring Bank Shares — Draft Amendment Directions, 2026
RBI's draft Amendment Directions, 2026 (Commercial, Small Finance, Payments, Local Area Banks) let mutual funds, insurers and pension funds get one-time approval for subsequent major shareholding acquisitions up to 10% in a bank. Comments due 4 August 2026.
RBI invites public comments on the draft “Reserve Bank of India (Acquisition and Holding of Shares or Voting Rights) Amendment Directions, 2026”
14 July 202612 min
Voluntary Surrender of Certificate of Registration by NBFCs (including HFCs) for Cancellation – Application Form and Indicative Checklist
MandatoryRBI Creates 'Type I NBFC' Category and Opens Deregistration Window — NBFC Registration Amendment Directions, 2026
RBI's April 29, 2026 Amendment Directions create 'Type I/Type II NBFC' categories, effective July 1, 2026. NBFCs below ₹1,000 crore without public funds/customer interface may deregister via PRAVAAH by Dec 31, 2026; CoR surrender form revised June 30, 2026.
Voluntary Surrender of Certificate of Registration by NBFCs (including HFCs) for Cancellation – Application Form and Indicative Checklist
30 June 2026Eff. 1 July 202619 min
RBI issues Master Direction – Reserve Bank of India (Credit Derivatives) Directions, 2026
MandatoryRBI Issues Master Direction on Credit Derivatives, 2026 — Introduces TRS and Credit Index Products
RBI's Master Direction – Credit Derivatives, 2026 (effective June 25, 2026) introduces CDS and TRS on corporate bonds, plus exchange-traded credit index derivatives, supersedes 2022 norms, and permits FPI participation in CDS up to 5% of corporate bond stock.
RBI issues Master Direction – Reserve Bank of India (Credit Derivatives) Directions, 2026
26 June 2026Eff. 25 June 202620 min
RBI releases draft Master Direction – Reserve Bank of India (Secondary Market Transactions in Government Securities) Directions, 2026
MandatoryRBI Releases Draft Master Direction on Secondary Market Transactions in Government Securities, 2026
RBI has released a draft Master Direction consolidating rules for outright, 'When Issued', and short sale transactions in Government securities, superseding 30+ existing circulars. Banks, dealers, and investors can submit comments by July 17, 2026.
RBI releases draft Master Direction – Reserve Bank of India (Secondary Market Transactions in Government Securities) Directions, 2026
25 June 202619 min
RBI
MandatoryRBI Overhauls Customer Liability Framework for Digital Banking Fraud, Adds Compensation Scheme — Effective January 1, 2027
RBI's seven Amendment Directions (June 24, 2026) replace the narrower unauthorised-transaction liability rule with a wider fraudulent-EBT framework, cap complaint resolution at 45/60 days, and launch a new small-value fraud compensation scheme, effective January 1, 2027.
25 June 2026Eff. 1 January 202714 min
RBI
MandatoryRBI Overhauls NBFC Upper Layer Identification: ₹1 Lakh Crore Asset Threshold, Government NBFC Inclusion and Concentration Norm Reforms — Amendment Directions 2026
RBI replaces complex NBFC-UL scoring methodology with a simple ₹1,00,000 crore asset threshold, brings Government NBFCs under Scale Based Regulation, and withdraws their concentration norm exemptions. Effective June 24, 2026.
25 June 2026Eff. 24 June 202621 min
RBI issues draft ‘Guidance on Regulatory Principles for Model Risk Management’
RBI Draft Guidance on Model Risk Management 2026: Board-Level MRMF, AI Kill Switches, Kill-Switch Mandates & Third-Party Accountability — Public Comments by July 24
RBI released draft 'Guidance on Regulatory Principles for Model Risk Management 2026' (PR 2026-2027/528) on June 24, 2026. Applies to all models across 11 RE categories. Mandates Board-approved MRMF, risk tiering, AI kill switches, third-party accountability. Comments by July 24, 2026.
RBI issues draft ‘Guidance on Regulatory Principles for Model Risk Management’
24 June 202624 min
Reserve Bank of India (Trade Receivables Discounting System) Directions, 2026
MandatoryRBI Issues Master Direction on Trade Receivables Discounting System (TReDS) 2026
RBI issued final TReDS Master Directions 2026 (RBI/DPSS/2026-27/406) on June 23, 2026. MSME seller due diligence removed, ₹25 crore net worth mandated (existing operators by Mar 31, 2028), credit guarantee from GoI trusts permitted, re-discounting enabled.
Reserve Bank of India (Trade Receivables Discounting System) Directions, 2026
24 June 2026Eff. 23 June 202619 min
RBI
MandatoryRBI Temporarily Withdraws FCNR(B) and NRE Deposit Interest Rate Ceiling Across All Bank Categories — Six Amendment Directions Dated June 17, 2026
RBI issued six Amendment Directions dated June 17, 2026, temporarily withdrawing the interest rate ceiling on FCNR(B) deposits (3-5 year tenors) and the restriction on NRE deposit rates (3 years and above) across all categories of banks, till September 30, 2026.
23 June 2026Eff. 17 June 202620 minStatutory Intelligence
View Historical Repo Rate Tracker →Key RBI Policy Rates & Benchmarks (Monetary Policy)
Current benchmark interest rates and statutory reserve ratios prescribed by the Reserve Bank of India Monetary Policy Committee (MPC) governing commercial banks and credit institutions in India.
Policy Repo Rate6.50%
Standing Deposit (SDF)6.25%
MSF / Bank Rate6.75%
Cash Reserve (CRR)4.50%
Statutory Liquidity (SLR)18.00%
Banking Directives Focus:Commercial BanksNBFC GuidelinesMaster DirectionsKYC & AML NormsDigital Lending GuidelinesFEMA Cross-Border Norms
Latest RBI Circulars & Notifications
Latest update: 28 October 2026
Regulatory Intelligence
RBI Compliance & Regulatory FAQs
Essential compliance answers for Company Secretaries, Chartered Accountants, and corporate legal teams.
Q.Where can compliance officers find the latest RBI circulars for banks and NBFCs?
Official RBI circulars, notifications, and Master Directions are issued on rbi.org.in across the Banking Operations, Non-Banking, and Financial Markets departments. CorpLawUpdates tracks and summarizes new circulars with direct gazette citations and official PDF download links for compliance professionals.
Q.What is the difference between an RBI circular and a Master Direction?
An RBI circular announces a specific operational instruction, regulatory policy change, or statutory reporting deadline. Master Directions consolidate all existing instructions on a specific regulatory area (e.g., KYC Directions, NBFC Scale-Based Regulations, FEMA, Digital Payments) into an ongoing running compendium updated dynamically whenever amendments occur.
Q.Are RBI circulars binding on all banks and NBFCs in India?
Yes. RBI directives issued under the Banking Regulation Act, 1949 and the Reserve Bank of India Act, 1934 are mandatory statutory directions. Non-compliance attracts supervisory enforcement, monetary penalties under Section 47A, or administrative restrictions under the Prompt Corrective Action (PCA) framework.
Q.How often does the Reserve Bank of India issue new circulars and notifications?
The RBI issues new circulars and regulatory notifications on an ongoing daily basis as policy updates, monetary decisions, or statutory clarifications arise. Major policy revisions often follow bi-monthly Monetary Policy Committee (MPC) meetings and annual Master Direction consolidations.
Q.What key compliance areas are governed by recent RBI circulars in 2026?
Recent RBI circulars prioritize Digital Lending Guidelines, Default Loss Guarantee (DLG) arrangements, Cyber Security Resilience frameworks, Master Directions on KYC/AML, Scale-Based Regulation (SBR) for NBFCs, Green Finance taxonomy, and Project Finance prudential norms.
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About Reserve Bank of India (RBI) — Regulatory Guide
Stay updated with the latest RBI circulars today, including RBI notifications India, orders, consultation papers and regulatory changes issued by Reserve Bank of India.
- ✓RBI issues latest circulars, Master Directions, notifications today, and press releases.
- ✓Mandatory for all Scheduled Commercial Banks, Small Finance Banks, Cooperative Banks, and NBFCs.
- ✓Covers key compliance domains including KYC/AML norms, digital lending guidelines, CRR/SLR policy rates, and cyber security frameworks.
- ✓FEMA notifications on FDI, ODI, and cross-border remittances are administered under RBI regulatory purview.
Our platform provides simplified, sourced summaries of all RBI updates in Indiato help Company Secretaries, Chartered Accountants (CA), Cost Accountants (CMA), CS/CA/CMA students, legal enthusiasts, corporate lawyers, and compliance teams track RBI circular and notification updates in real time.
Official Source: https://www.rbi.org.in