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RBI invites comments on the Draft “Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026”
RBI
RBI Issues Draft Interest Rates on Loans and Advances Directions, 2026 for Public Comments
RBI's draft Interest Rates on Loans and Advances Directions, 2026 would replace six separate RE-specific circulars with one harmonised rulebook covering fixed and floating rate loans for banks, NBFCs, AIFIs and co-op banks. Comments due Sep 11, 2026.
RBI invites comments on the Draft “Reserve Bank of India (Interest Rates on Loans and Advances) Directions, 2026”
13 August 2026
25 min
RBI Issues Amendment Directions on ‘Conduct of Regulated Entities in Recovery of Loans and Engagement of Recovery Agents’
MandatoryRBIHigh impact
RBI Issues Amendment Directions on Recovery of Loan Dues and Engagement of Recovery Agents, 2026
RBI has issued final Amendment Directions effective January 1, 2027 for banks, NBFCs, HFCs, AIFIs and co-operative banks, mandating a written recovery policy, IIBF-certified recovery agents, mandatory call recording, borrower disclosures, and strict rules for locking financed mobile devices.
RBI Issues Amendment Directions on ‘Conduct of Regulated Entities in Recovery of Loans and Engagement of Recovery Agents’
7 August 2026Eff. 1 January 2027
16 min
RBI issues Draft (Securitisation Transactions) Amendment Directions
RBI
RBI Draft Securitisation Amendment Directions 2026 - Demat SNs, Rs.1 Cr Ticket
RBI's draft Securitisation Transactions Amendment Directions, 2026 amend the 2025 Directions for Commercial Banks, Small Finance Banks, NBFCs and All India FIs, mandating dematerialised securitisation notes with a Rs.1 crore minimum ticket size. Comments due August 27, 2026.
RBI issues Draft (Securitisation Transactions) Amendment Directions
28 July 2026Eff. 1 October 2026
13 min
Voluntary Surrender of Certificate of Registration by NBFCs (including HFCs) for Cancellation – Application Form and Indicative Checklist
MandatoryRBIHigh impact
RBI Creates 'Type I NBFC' Category and Opens Deregistration Window — NBFC Registration Amendment Directions, 2026
RBI's April 29, 2026 Amendment Directions create 'Type I/Type II NBFC' categories, effective July 1, 2026. NBFCs below ₹1,000 crore without public funds/customer interface may deregister via PRAVAAH by Dec 31, 2026; CoR surrender form revised June 30, 2026.
Voluntary Surrender of Certificate of Registration by NBFCs (including HFCs) for Cancellation – Application Form and Indicative Checklist
30 June 2026Eff. 1 July 2026
19 min
RBI
MandatoryRBIHigh impact
RBI Overhauls NBFC Upper Layer Identification: ₹1 Lakh Crore Asset Threshold, Government NBFC Inclusion and Concentration Norm Reforms — Amendment Directions 2026
RBI replaces complex NBFC-UL scoring methodology with a simple ₹1,00,000 crore asset threshold, brings Government NBFCs under Scale Based Regulation, and withdraws their concentration norm exemptions. Effective June 24, 2026.
25 June 2026Eff. 24 June 2026
21 min